Life Insurance for the over 50s

Once you reach 50 life insurance premiums start to go up and you may find it more difficult to get the right policy for you. Read on for the top life insurance companies for the over 50s.

Allianz
Allianz are one of the largest insurers in Australia and they offer straight forward and affordable life insurance options. They provide life cover and permanently unable to work cover up to $1.5 million and critical illness cover up to $500,000. Features include 24 hour worldwide cover and guaranteed renewable contracts.

Medibank
Medibank offer affordable and simple life insurance policies for the over 50s. They have a range of options that allow you to select the level of cover that matches your needs and budget.

National Seniors
National Seniors are a not for profit membership based organisation assisting the over 50s and they offer specialised life insurance policies. Monthly premiums start from as little as $1.66 per day.

Guardian Insurance
Guardian provide life insurance to Australian residents up to the age of 64. They provide substantial cover - up to $1.5 million depending on your age. No medical or blood test is required and there are also single and joint cover options.

Real Insurance
Real Insurance offer guaranteed acceptance on life insurance policies for Australian residents aged 50 to 79. Premiums start at just $4.45 per week for a $5,000 benefit. Premiums stay at the same price as you get older.